Litigation Byte (May 2025 Edition)

McGlinchey Stafford

Court Finds No TILA Violation for Not Providing TILA Disclosures During Pre-Approval Process

In a recent case, the United States District Court for the District of Connecticut granted a motion to dismiss, finding that the Defendant had no obligation to provide disclosures under the Truth in Lending Act during a loan pre-approval process.

AAA Overhauls Its Consumer Arbitration Rules

On May 1, 2025, the American Arbitration Association’s (AAA) new amendments to the Consumer Arbitration Rules officially went into effect. While not a complete overhaul, the revisions impact many of the existing rules while also adding numerous new provisions.

Federal Court Finds Public Service Providers Do Not Qualify as Debt Collectors Under FDCPA

A federal Judge recently granted the motions of several public entities to dismiss the amended complaint of a pro se plaintiff who brought claims under, among other civil and criminal statutes, the FDCPA.

Third Circuit Finds Class Plaintiff Lacks Standing to Sue Under the FDCPA

The Third Circuit Court of Appeals recently affirmed the district court’s decision to dismiss a putative class action against a collection company on the grounds that the plaintiff lacked standing to sue under the FDCPA.

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations. Attorney Advertising.

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