On March 6, 2024, Nations Direct Mortgage, LLC filed a notice of data breach with the Attorney General of Maine after discovering that an unauthorized party was able to access the company’s computer system. In this notice, Nations Direct explains that the incident resulted in an unauthorized party being able to access consumers’ sensitive information, which includes their names, addresses, Social Security numbers, and Nations Direct loan numbers. Upon completing its investigation, Nations Direct began sending out data breach notification letters to all individuals whose information was affected by the recent data security incident.

If you received a data breach notification from Nations Direct Mortgage, LLC, it is essential you understand what is at risk and what you can do about it. A data breach lawyer can help you learn more about how to protect yourself from becoming a victim of fraud or identity theft, as well as discuss your legal options following the Nations Direct Mortgage data breach. For more information, please see our recent piece on the topic here.

What Caused the Nations Direct Mortgage Data Breach?

The Nations Direct Mortgage data breach was only recently announced, and more information is expected in the near future. However, Nations Direct’s filing with the Attorney General of Maine provides some important information on what led up to the breach. According to this source, on December 30, 2023, Nations Direct learned that an unauthorized party may have gained access to its IT network. In response, Nations Direct took steps to contain the incident, notified law enforcement, and then launched an investigation with the help of third-party data security specialists.

Ultimately, through its investigation, Nations Direct confirmed that its computer system was subject to unauthorized access and that the unauthorized party was able to access certain files containing confidential consumer information.

After learning that sensitive consumer data was accessible to an unauthorized party, Nations Direct Mortgage reviewed the compromised files to determine what information was leaked and which consumers were impacted. While the breached information varies depending on the individual, it may include your name, address, Social Security number, and Nations Direct loan number.

On February 28, 2024, Nations Direct Mortgage sent out data breach letters to anyone who was affected by the recent data security incident. These letters should provide victims with a list of what information belonging to them was compromised.

More Information About Nations Direct Mortgage, LLC

Founded in 2007, Nations Direct Mortgage, LLC is a wholesale mortgage lender based out of Santa Ana, California. Nations Direct is a direct seller to Fannie Mae, Freddie Mac, and Ginnie Mae, and it offers FHA loans, VA loans, conventional mortgages, second mortgages, and more. Nations Direct Mortgage employs more than 250 people and generates approximately $129 million in annual revenue.