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As noted in prior editions of the Mortgage Banking Update, states are transitioning non-mortgage licenses to the NMLS. Most recently, the Wyoming Division of Banking began receiving new applications for Money Transmitter Licenses through the NMLS on September 30. Persons engaged in the business of advertising, offering, or providing services to Wyoming residents for personal, family, or household use, through any medium—including the Internet or other electronic means—must obtain a license. A licensee may conduct business in Wyoming at one or more locations, or through one or more authorized delegates, or both, under a single license.
Puerto Rico Adopts New National SAFE MLO Test with Uniform State Test
Another mortgage agency has announced that it will be adopting the new National SAFE Mortgage Loan Originator Test with the Uniform State Test (UST). The Puerto Rico Office of the Commissioner of Financial Institutions will adopt the test effective January 1, 2014. With this announcement, a total of 38 state and territorial mortgage agencies will have adopted the UST by the start of 2014.