When you’re young, you can be adventurous within a limit. When you’re a 401(k) plan sponsor, you can’t be as adventurous. Being a 401(k) plan sponsor takes some responsibility and it’s not a job to be stylish. Being a 401(k) plan sponsor, you can get into a lot of trouble by being stylish. One way of being too stylish is focusing on the “flavor of the week” and the newest flavor seems to be Bitcoin and other crypto currencies. As a trusted legal advisor, I’m not going to sugarcoat it, but offering it is a bad idea, right now.