Whether it’s a synagogue, a law firm, or a third-party administration (TPA), I’ve been involved in one way or another with dying organizations. That’s probably a good reason why I’m not involved in any civic organizations and I work on my own. My experience with dying organizations may not make me an expert, but I realize a common thread among them and I think it’s great to identify these common threads so we can all avoid them as retirement plan provider because as they said in The Shawshank Redemption, “get busy living or get busy dying” and it makes no sense to die when you can choose life.