Commercial insurance pricing trends in the first quarter of 2024 followed many of the same patterns as last year. Insurance buyers can still expect competitive premiums in D&O and Cyber despite several insurers publicly saying they are practicing "pricing discipline." Insurers continue to be concerned about excess casualty. Although premium increases aren't extreme, excess casualty buyers should expect them. We've noticed positive signs in the property market—additional capacity is having a positive effect on premiums. However, severe weather events throughout the nation and the National Oceanic and Atmospheric Administration's (NOAA) prediction of an "above-normal" Atlantic hurricane season this year are on everyone's minds.