In This Issue:

- It's The Plan Sponsor's Responsibility, Just Because.

- Reasons When A Plan Sponsor Should Change Their Plan Providers.

- What Retirement Plan Sponsors Have To Fear.

- A great Retirement Plan? It's not in the water.

- Hardship withdrawals should have documentation.

- Lockhead Martin and the Trickle Down Effect.

- Excerpt from Lockhead Martin and the Trickle Down Effect:

It can have an effect on the smallest of plans.

Lockhead Martin settled their excess fee lawsuit concerning their 401(k) plan by making a $62 million settlement with plan participants. That is probably the highest excess fee settlement on record. I know how people think and most plan sponsors like yourself will say: what me worry? I don't even have $62 million in my 401(k) plan that I sponsor...