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The Florida House of Representatives struck another blow against abusive, unequitable, and baseless assignment of benefits (“AOB”) litigation when it voted overwhelmingly in favor of reform by a margin of 82-20 last Friday. Undeterred by the failure of previous attempts to reform AOB litigation in Florida, (Senate Bill 596, filed October 21, 2015, died in judiciary on March 11, 2016; House Bill 1097, filed January 4, 2016, died in the Regulatory Affairs Committee; House Bill 1421 filed March 7, 2017, died in Committee on Banking and Insurance on May 5, 2017; Senate Bill 1218, filed on February 24, 2017, died on May 5, 2017 in Committee on Related Industries), on January 12, 2018, Florida legislators acted decisively to address the AOB problem that has plagued the insurance industry in Florida.
House Bill 7015, titled “An Act Relating to Property Insurance Assignment Agreements,” authorizes insureds and restoration companies to enter into post-loss assignment agreements that transfer rights, including benefits to repair, replace, and/or mitigate damaged property; however, this bill seeks to impose additional requirements that may level the playing field for insurance companies facing a barrage of AOB claims by preventing them from having to defend third-party actions needlessly filed by the assignees of its insureds’ claims. In response to the judicial cry for a legislative fix addressing underlying AOB caselaw, the bill creates section 627.7152, which provides in pertinent part as follows:
(2) An assignment agreement that does not comply with this subsection is invalid and unenforceable.
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3. Contain a provision requiring the assignee to provide a copy of the executed assignment agreement to the insurer within 3 business days after the date the assignment agreement is executed or the date work begins, whichever is earlier. Delivery may be made:
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4. Contain a written, itemized, per-unit cost estimate of the services to be performed by the assignee. If the estimate of services includes a claim for water restoration services, the estimate must also include proof that the assignee or subcontractor of the assignee possesses a valid certification from an entity that requires water remediation to be performed according to a standard that is approved by the American National Standards Institute.
The language in H.B. 7015 also provides a pre-suit resolution mechanism where the assignee must provide the insurer and the assignor with a written notice at least 10 business days before filing suit under the policy, but not before the insurer makes a determination of coverage. The notice must include specific detail regarding claimed damages (inclusive of cost of materials, work labor, and equipment, etc.) for the amount in dispute, the amount claimed, and any pre-suit settlement demand. Once served with the notice of intent to file suit, the insurer has 10 business days to respond.
H.B.7015 also aims at reducing the number of unnecessary AOB-related lawsuits filed by tackling the issue of attorneys’ fees, the broad availability of which may have incentivized litigation in the past. The bill aims at creating a sliding scale for attorneys’ fees in cases where the insurer is the prevailing party. Currently, when the insured or assignee prevails, their reasonable attorneys’ fees are paid by the insurer. However, the current structure does not afford an insurer any reimbursement of attorneys’ fees if the insurer prevails in litigation. This inequity has often been criticized as the engine that is driving the AOB train. Although there is some dispute with respect to whether this is actually the case, H.B. 7015 is structured in a manner similar to other fee shifting statutes such as Fla. Stat. §768.79 or Fla. Stat. § 57.105.
Now having passed the House vote, H.B. 7015 moves to the Florida Senate for discussion and vote. The Florida Senate currently has a companion bill before it, Senate Bill 62.
The Florida Office of Insurance Regulation released the 2017 Assignment of Benefits Data Call on January 8, 2018. The report illustrates an increase in the number of water-related claims that involve an AOB from 14.9% 2016 to 17% in 2017. Additionally, the data regarding the location of these claims is particularly illuminating.
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)
Source: https://www.floir.com/siteDocuments/AssignmentBenefitsDataCallReport02082017.pdf
Based on Hurricane Irma’s track, it is likely that a failure to pass AOB litigation reform will result not only in an increased number of AOB claims statewide, but also in a spike of AOB-related claims in places where these types of lawsuits have been lower historically. Because of the widespread impact of this legislation, we will continue to monitor the reform efforts and stay ahead of changes. Perhaps the saying will ring true…the third time’s a charm.