Let’s say you’re an employer in Connecticut. And you want to keep your health insurance costs down and promote a “healthy workplace”. After all, it’s a new year and a new year is built for resolutions like quitting smoking.

No less than The New York Times did an article a few weeks ago about how some smokers are being subjected to health insurance penalties in their workplaces:

More and more employers are demanding that workers who smoke, are overweight or have high cholesterol shoulder a greater share of their health care costs, a shift toward penalizing employees with unhealthy lifestyles rather than rewarding good habits...