On May 31, 2025, Texas enacted HB 149, the Texas Responsible Artificial Intelligence Governance Act, creating one of the most comprehensive state-level frameworks to date for regulating artificial intelligence…
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/ Finance & Banking, Science, Computers, & Technology
Attorney General James sued a national bank and its holding company for the bank's alleged practices relating to its offering of online savings accounts. Specifically, the AG claims that the bank offered a "high interest"…
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/ Constitutional Law, Consumer Protection, Finance & Banking, Privacy
On March 31, Service Oklahoma issued a bulletin notifying motor vehicle dealers of updates to the state's electronic lien and title (ELT) system. Service Oklahoma is a division of the Oklahoma Office of Management and Enterprise…
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/ Administrative Law, Science, Computers, & Technology, Transportation
Catch up with Hudson Cook partners Anastasia Caton and Rob Tilley for this summer's latest trends in state AG enforcement. Temperatures are rising, and so are consumer defaults. We will give practical tips on how to assess your…
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/ Commercial Law & Contracts, Consumer Protection, Finance & Banking
Please join Hudson Cook partners Trisha Cacciola and Patty Covington for an update on the current state of ECOA and fair lending regulation under the new administration…
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/ Finance & Banking
The attorneys general in Arkansas and Indiana are the most recent AGs to file lawsuits under their respective state laws protecting the privacy of driver data. We previously reported that the state of Texas filed a similar…
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/ Consumer Protection, Privacy, Transportation
The state legislature in North Dakota recently passed House Bill 1127. This bill made a simple amendment to a 1970s-era law called the Money Brokers Act ("MBA")…
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/ Commercial Law & Contracts, Finance & Banking
On May 9, 2025, the Consumer Financial Protection Bureau (CFPB) formally withdrew dozens of interpretive rules, policy statements, advisory opinions, bulletins, and circulars issued over the past decade…
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/ Consumer Protection, Real Estate - Residential
While uncertainty continued to loom over the CFPB, the states did not take a spring break. Instead, we saw an eye-popping settlement from NY DFS involving BSA/AML claims. And both republican and democratic AGs continued to…
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/ Consumer Protection, Finance & Banking, Privacy
"No harm, no foul" is a common saying. As it turns out, that saying is sometimes true in law. An important prerequisite for a lawsuit in federal court is that the plaintiff have standing to sue…
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/ Civil Procedure, Consumer Protection, Finance & Banking
In March, 2025, the California Privacy Protection Agency announced a consent order with an auto manufacturer alleging multiple violations of the California Consumer Privacy Act and imposing a $632,500 fine for alleged failure to…
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/ Consumer Protection, Privacy
On April 24, 2025, the Federal Trade Commission (FTC) finalized a Decision and Order against an Artificial Intelligence (AI) Company (the "Company"), alleging that it made false and unsubstantiated claims about its AI Content…
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/ Antitrust & Trade Regulation, Consumer Protection, Science, Computers, & Technology
A number of states have considered - and some have enacted - laws to regulate strategic partnerships between banks and technology companies that act as service providers…
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/ Commercial Law & Contracts, Finance & Banking, Science, Computers, & Technology
In this month's article, we share some of our top "bites" covered during the April 2025 webinar…
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/ Finance & Banking, Consumer Protection
In early March, the Massachusetts Attorney General's Office finalized the commonwealth's regulations on unfair and deceptive fees, which it refers to in its press release as "junk fee" regulations, while simultaneously issuing a…
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/ Administrative Law, Antitrust & Trade Regulation, Consumer Protection
