In Texas Bankers Association v. Consumer Financial Protection Bureau, the U.S. District Court for the Southern District of Texas denied a summary judgment motion by the Texas Bankers Association and other plaintiffs to set aside…
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/ Administrative Law, Commercial Law & Contracts, Consumer Protection, Finance & Banking
In this month's article, we share some of our top "bites" for the prior and current month covered during the October 2024 webinar.
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/ Consumer Protection, Finance & Banking
One of the first things I learned in my first-year contracts class in law school was the Uniform Commercial Code. Specifically, the class covered Article 2 of the UCC, which governs sales of goods, including motor vehicles…
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/ Consumer Protection, Finance & Banking
The Consumer Financial Protection Bureau has long required that an institution within the scope of its supervision or enforcement authority, including both depository institutions like banks and non-depository consumer financial…
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/ Consumer Protection, Finance & Banking
The United States is a big melting pot of cultures, ethnicities, and languages. This diversity is great for business, but if you are advertising that your business speaks "Spanish" or that your business can assist customers in…
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/ Commercial Law & Contracts, Consumer Protection, Finance & Banking
On October 23, 2024, the CFPB filed two separate consent orders, one against the Tech Company and the other against the Bank, alleging violations of the Consumer Financial Protection Act (CFPA) and the Truth in Lending Act…
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/ Consumer Protection, Finance & Banking
The Consumer Financial Protection Bureau (CFPB) has turned its attention to in-game currencies and purchases (commonly referred to as "microtransactions or "downloadable content"). On August 28, 2024, the CFPB followed up its…
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/ Consumer Protection, Finance & Banking, Science, Computers, & Technology
In this month's article, we share some of our top "bites" for the prior and current month covered during the September 2024 webinar…
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/ Business Torts, Consumer Protection, Finance & Banking
On October 15, 2024, the CFPB and DOJ filed a complaint and proposed consent order against the Company, alleging violations of the Fair Housing Act (FHA), Equal Credit Opportunity Act (ECOA) and its implementing Regulation B,…
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/ Civil Rights, Consumer Protection, Finance & Banking
On October 10, 2024, the CFPB announced that it issued a stipulation and consent order against the Company to resolve allegations that the Company violated the CFPA…
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/ Alternative Dispute Resolution (ADR), Consumer Protection, Finance & Banking
The Federal Trade Commission (FTC) announced a groundbreaking settlement with Invitation Homes, a large single-family rental home owner/operator, on September 24…
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/ Antitrust & Trade Regulation, Consumer Protection, Real Estate - Residential
On September 13, 2024, the CFPB filed a lawsuit against the company and its owner and CEO, alleging deceptive and abusive acts and practices in violation of the CFPA and violations of TILA and its implementing regulation…
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/ Consumer Protection, Finance & Banking
On September 11, 2024, the CFPB issued an administrative consent order against the Bank, alleging multiple violations of the Fair Credit Reporting Act (FCRA), the Consumer Financial Protection Act (CFPA), and the Furnisher Rule…
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/ Consumer Protection, Finance & Banking
After more than seven years of litigation, on September 12, 2024, the CFPB filed the Stipulated Order reflecting its settlement with the Company over alleged violations of the CFPA, FCRA, and FDCPA…
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/ Consumer Protection, Finance & Banking
In 2021, the U.S. Supreme Court held unanimously in AMG Capital Management, LLC v. Federal Trade Commission that the Federal Trade Commission is not entitled to consumer redress in cases brought under Section 13(b) of the FTC…
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/ Antitrust & Trade Regulation, Civil Remedies, Consumer Protection