In this article, we share a timeline of our monthly "bites" for 2024 applicable to consumers protected by nondiscrimination and military protection laws. 2025 will likely bring more of the same, particularly in the area of…
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/ Consumer Protection, Finance & Banking, Military Law
On January 14, 2025, the CFPB filed a lawsuit against the Bank, alleging violations of the CFPA, TISA, and its implementing Regulation DD. The lawsuit alleges that the Bank deceived customers who were enrolled in the Bank's high…
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/ Consumer Protection, Finance & Banking
On January 16, 2025, the CFPB announced that it issued a stipulation and consent order against the Company, to resolve allegations that the Company violated the CFPA, the EFTA, and Regulation E…
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/ Consumer Protection, Finance & Banking
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the auto finance industry…
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/ Antitrust & Trade Regulation, Consumer Protection, Finance & Banking, Transportation
In this month's article, we share some of our top "bites" for the prior and current month covered during the November 2024 webinar…
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/ Consumer Protection, Finance & Banking, Privacy
On December 17, 2024, the Federal Trade Commission (FTC) finalized its Trade Regulation Rule on Unfair or Deceptive Fees (16 CFR § 464), otherwise known as the "Junk Fees" Rule, targeting specific industries with a narrowed…
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/ Antitrust & Trade Regulation, Consumer Protection, Real Estate - Residential
On December 9, 2024, the CFPB entered into a consent order with the Company, alleging violations of the Consumer Financial Protection Act ("CFPA") and Fair Debt Collection Practices Act ("FDCPA") with respect to its collection…
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/ Consumer Protection, Finance & Banking
On October 17, 2024, the CFPB filed a lawsuit against the Companies claiming violations of the CFPA, TILA, and Regulation Z. The CFPB alleged that the Companies engaged in deceptive acts and practices by representing that it had…
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/ Consumer Protection, Education Law, Finance & Banking
On October 9, 2024, the U.S. Court of Appeals for the Fifth Circuit heard oral arguments on the challenge by the National Automobile Dealers Association and the Texas Automobile Dealers Association ("Petitioners") to the Federal…
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/ Antitrust & Trade Regulation, Consumer Protection
The advertising, sale, and financing of products ancillary to a credit transaction have been areas of regulatory scrutiny for years. Likewise, the always crucial question of what constitutes a cost of credit to be included in…
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/ Consumer Protection, Finance & Banking
On November 4, 2024, the Federal Trade Commission sued Seek Capital, LLC, and Roy Ferman, Seek's founder and CEO, for allegedly violating several federal laws, including Section 5 of the Federal Trade Commission Act ("FTC Act"),…
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/ Antitrust & Trade Regulation, Commercial Law & Contracts, Communications & Media Law, Consumer Protection, Finance & Banking
In Texas Bankers Association v. Consumer Financial Protection Bureau, the U.S. District Court for the Southern District of Texas denied a summary judgment motion by the Texas Bankers Association and other plaintiffs to set aside…
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/ Administrative Law, Commercial Law & Contracts, Consumer Protection, Finance & Banking
In this month's article, we share some of our top "bites" for the prior and current month covered during the October 2024 webinar.
…
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/ Consumer Protection, Finance & Banking
One of the first things I learned in my first-year contracts class in law school was the Uniform Commercial Code. Specifically, the class covered Article 2 of the UCC, which governs sales of goods, including motor vehicles…
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/ Consumer Protection, Finance & Banking
The Consumer Financial Protection Bureau has long required that an institution within the scope of its supervision or enforcement authority, including both depository institutions like banks and non-depository consumer financial…
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/ Consumer Protection, Finance & Banking
