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Consumer Reporting Agencies Personal Information Fair Credit Reporting Act (FCRA)

Troutman Pepper

New York Federal District Court Holds the Reasonableness of Investigation Into Alleged Identity Theft is a Factual Question under...

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A U.S. district court in the Eastern District of New York recently denied a motion for summary judgment filed by a credit card issuer because the plaintiff alleged identity theft and a reasonable factfinder could determine...more

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Kentucky Introduces Legislation Requiring CRAs to Obtain Express Consumer Consent Prior to Furnishing a Consumer Report or Credit...

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On February 16, Kentucky state representative Steve Bratcher (R) introduced House Bill (HB) 578. The bill seeks to create a new section of the Kentucky Consumer Protection Act that would restrict how consumer reporting...more

Troutman Pepper

California Delete Act: An Aggressive New Approach to Regulating Data Brokers

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On October 10, Governor Newsom signed the Delete Act ( SB 362) into law, which amends California's current data broker law to impose extensive additional disclosure and registration requirements on data brokers, and to...more

Dechert LLP

Dechert Cyber Bits - Issue 41

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FTC Finalizes Settlement with 1Health.io For Allegations It Failed to Protect Customers’ DNA Data - On September 6, 2023, the Federal Trade Commission’s agreement with the genetic testing firm 1Health.io Inc. – formerly...more

WilmerHale

CFPB Targets Consumer Report Protections with an Advisory Opinion

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On July 7, 2022, the Consumer Financial Protection Bureau (“CFPB”) issued an advisory opinion, “Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports” (the “Opinion”) to outline certain privacy...more

Wilson Sonsini Goodrich & Rosati

Data Brokers Must Register with California Attorney General by January 31

Given Broad Definitions, the Law Could Apply to Businesses That Do Not Consider Themselves Data Brokers - While amending the California Consumer Privacy Act of 2018 (CCPA) last term, the California legislature also passed...more

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