News & Analysis as of

Financial Conduct Authority (FCA) Insurance Regulations United Kingdom

A&O Shearman

Draft UK Packaged Retail and Insurance-based Investment Products (Retail Disclosure) (Amendment) Regulations 2024 Published

A&O Shearman on

The draft Packaged Retail and Insurance-based Investment Products (Retail Disclosure) (Amendment) Regulations 2024 have been published, together with an explanatory memorandum. The Regulations make transitional amendments to...more

Mayer Brown

The insurance sector responds to the FCA's non-financial misconduct survey

Mayer Brown on

Last week, firms in the insurance sector submitted their responses to the recent survey issued by the Financial Conduct Authority ('FCA') into non-financial misconduct....more

Hogan Lovells

Insurance regulatory news, June 2021

Hogan Lovells on

GBP transition to SONIA under Solvency II regime: PRA PS12/21 - The UK Prudential Regulation Authority (PRA) has published a policy statement, PS12/21, on deep, liquid and transparent (DLT) assessments and GBP transition to...more

Hogan Lovells

Insurance regulatory news, May 2021 # 2

Hogan Lovells on

Civil Liability Act 2018 (Financial Conduct Authority) (Whiplash) Regulations 2021 - The Civil Liability Act 2018 (Financial Conduct Authority) (Whiplash) Regulations 2021 (SI 2021/594) have been published, together with an...more

Hogan Lovells

Insurance regulatory news, April 2021 # 3

Hogan Lovells on

Solvency II: PRA supervisory disclosures - The UK Prudential Regulation Authority (PRA) has published Solvency II: Supervisory disclosures, PRA’s supervisory approach and insurance regulations applicable in the UK year-end...more

Hogan Lovells

Financial institutions general regulatory news, April 2021

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UK-EU MoU on regulatory cooperation in financial services - HM Treasury has announced that technical discussions on the text of the memorandum of understanding (MoU) on UK-EU regulatory cooperation in financial services have...more

Hogan Lovells

Insurance regulatory news, March 2021 # 5

Hogan Lovells on

Settling RTA whiplash-related injuries without a medical report - The Civil Liability (Specification of Authorised Persons) Regulations 2021 (SI 2021/326) have been published, together with an explanatory memorandum. The...more

Hogan Lovells

Insurance regulatory news, March 2021 # 4

Hogan Lovells on

UK Solvency II: PRA PS2/21 on expectations for work of external auditors on matching adjustment - The UK Prudential Regulation Authority (PRA) has published a policy statement, PS2/21, setting out its expectations for the...more

Hogan Lovells

Insurance regulatory news, March 2021 # 3

Hogan Lovells on

Value measures reporting: Lloyd’s Market Association guidance - The Lloyd's Market Association has published guidance on value measures reporting and product governance requirements published in the UK Financial Conduct...more

Hogan Lovells

Insurance regulatory news, February 2021 # 4

Hogan Lovells on

COVID-19: FCA update on BI insurance test case - The UK Financial Conduct Authority (FCA) has updated its webpage on its business interruption (BI) insurance test case....more

Morgan Lewis

Orient-Express Overturned: Next Stop Is Less Friendly for UK Insurers

Morgan Lewis on

The UK Supreme Court in the Financial Conduct Authority’s business interruption test case has overturned a decade-long standing judgment relating to causation and how the “trends” clauses should be interpreted....more

Hogan Lovells

Insurance regulatory news, February 2021

Hogan Lovells on

COVID-19: FCA Dear CEO letter on BI insurance test case and outcome table - On 22 and 29 January 2021, the FCA updated its webpage on its business interruption (BI) insurance test case. The FCA has published ...more

Hogan Lovells

Insurance regulatory news, January 2021 # 2

Hogan Lovells on

COVID-19: Supreme Court judgment in FCA's BI insurance test case - On 15 January 2021, the Supreme Court handed down judgment in FCA v Arch Insurance (UK) Ltd and others [2021] UKSC 1 on the issues on appeal from the High...more

Hogan Lovells

Insurance regulatory news, January 2021

Hogan Lovells on

Solvency II: PRA CP1/21 on deep, liquid and transparent assessments, and GBP transition to SONIA - The UK Prudential Regulation Authority (PRA) has published a consultation paper, CP1/21, on deep, liquid and transparent (DLT)...more

Hogan Lovells

Insurance regulatory news, November 2020 # 3

Hogan Lovells on

COVID-19: FCA update on business interruption insurance test case - The UK Financial Conduct Authority (FCA) has updated its webpage on its business interruption insurance test case. Among other things, the FCA has...more

Hogan Lovells

Insurance regulatory news, November 2020 # 2

Hogan Lovells on

COVID-19: FCA update on business interruption insurance test case - On 11 November 2020, the UK Financial Conduct Authority (FCA) updated the webpage on its business interruption insurance test case. ...more

Cohen & Gresser LLP

Business Interruption Insurance – A UK Update

Cohen & Gresser LLP on

For many UK businesses with business interruption (“BI”) insurance policies, a high priority this autumn was keeping up with a rapidly changing regime of coronavirus-related restrictions – changes which last week culminated...more

Hogan Lovells

Insurance regulatory news, October 2020 # 4

Hogan Lovells on

Brexit: PRA and FCA Dear CEO letter on final preparations for end of transition period - The UK Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint Dear CEO letter that they...more

Hogan Lovells

Insurance regulatory news, October 2020 # 2

Hogan Lovells on

COVID-19: FCA updates webpage on BI insurance test case - The UK Financial Conduct Authority (FCA) has updated its webpage on its business interruption (BI) insurance test case, publishing a draft transcript of the...more

Hogan Lovells

Insurance regulatory news, September 2020 # 4

Hogan Lovells on

COVID-19: FCA Dear CEO letter and consequentials hearing for BII test case - On 18 September 2020, the UK Financial Conduct Authority (FCA) published a Dear CEO letter setting out its expectations of insurers (including...more

Hogan Lovells

The end of the insurance loyalty penalty?

Hogan Lovells on

Yesterday the FCA has published its final report on its market study into general insurance pricing practices. The proposals include significant reforms including banning the so-called loyalty penalty, to prevent consumers...more

Hogan Lovells

Insurance regulatory news, September 2020 # 2

Hogan Lovells on

COVID-19: business interruption insurance test case judgment due on 15 September 2020 - On 9 September 2020, the UK Financial Conduct Authority (FCA) updated its webpage on the High Court business interruption insurance...more

Hogan Lovells

Insurance regulatory news, September 2020

Hogan Lovells on

COVID-19: final transcripts of FCA business interruption insurance test case - On 18 August 2020, the FCA updated its webpage on the High Court business interruption insurance test case to link to the final transcripts for...more

Hogan Lovells

Insurance regulatory news, August 2020 #2

Hogan Lovells on

COVID-19: FCA statement on non-damage BI settlements and deductions relating to government support - The UK Financial Conduct Authority (FCA) has published a statement on non-damage business insurance (BI) settlements and...more

Hogan Lovells

Insurance regulatory news, August 2020

Hogan Lovells on

COVID-19: IAIS consults on the impact for the insurance sector. The UK Prudential Regulation Authority (PRA) has published a consultation paper, CP11/20, setting out its expectations and guidance relating to auditors' work...more

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