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Financial Conduct Authority (FCA) UK Payment Systems Regulator

Skadden, Arps, Slate, Meagher & Flom LLP

UK Government Abolishes Payment Systems Regulator

On 11 March 2025, the UK government announced its decision to abolish the Payment Systems Regulator (PSR) as part of a broader initiative to reduce regulatory burdens and stimulate economic growth. This action is intended to...more

A&O Shearman

UK Payment Systems Regulator to be abolished - what's next?

A&O Shearman on

The UK Government has announced the abolition of the Payment Systems Regulator (PSR), with a view to driving economic growth and reducing the burdens on business. The practical impact on firms is yet to be seen, and the...more

A&O Shearman

UK regulators publish feedback statement on big tech and digital wallets

A&O Shearman on

The UK Financial Conduct Authority (FCA) and the UK Payment Systems Regulator (PSR) have issued a joint feedback statement on the usage and impact of big tech and digital wallets (FS25/1). The feedback statement was...more

Paul Hastings LLP

Daily Financial Regulation Update -- Monday December 23

Paul Hastings LLP on

December 20, 2024- The Bank of England, the Financial Conduct Authority, the Prudential Regulation Authority and the Payment Systems Regulator have a Memorandum of Understanding (MoU) which sets out the high-level...more

Hogan Lovells

UK Open Banking: PSR consultation response on Phase 1 expansion of Variable Recurring Payments

Hogan Lovells on

The Payment Systems Regulator (PSR) has published a response to its December 2023 consultation (call for views) which set out initial proposals on how the PSR could support the expansion of Variable Recurring Payments (VRPs)...more

Hogan Lovells

Payments and e-money: UK FCA consults on two-stage reforms to safeguarding regime

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The FCA believes that there is a continuing problem with poor safeguarding practices across the industry due to poor implementation of the current regulatory framework under the Payment Services Regulations 2017 (PSRs) and...more

Hogan Lovells

The Payments Newsletter including Digital Assets & Blockchain, September 2024

Hogan Lovells on

Key developments of interest over the last month include: the UK Payment Systems Regulator publishing a policy statement on directing APP scams reimbursement for CHAPS payments and final guidance on distinguishing between APP...more

A&O Shearman

UK Financial Conduct Authority Reports on Payment Account Access and Closures

A&O Shearman on

This new report sets out four thematic findings from the follow-up work the FCA has carried out, which are as follows: The FCA summarizes its expectations of payment account providers, including in respect of the Consumer...more

Hogan Lovells

Big Tech and digital wallets: UK PSR and FCA publish call for information

Hogan Lovells on

The Payment Systems Regulator (PSR) and the Financial Conduct Authority (FCA) have launched a joint call for information on the opportunities and risks of digital wallets for people and businesses. This comes as recent data...more

A&O Shearman

UK Future of Payments Review Report Published

A&O Shearman on

HM Treasury has published the Future of Payments Review report, setting out the Review's recommendations for HM Treasury, the regulators and industry that aim to improve the U.K.'s existing payments landscape for consumers....more

A&O Shearman

UK Conduct Authority Consults on Regulating Fiat-Backed Stablecoins

A&O Shearman on

The U.K. Financial Conduct Authority has published a discussion paper regarding potential future proposals for regulating fiat-backed stablecoins, including when used as a means of payment. The FCA's paper follows the...more

Hogan Lovells

The Payments Newsletter including Digital Assets & Blockchain, September 2023

Hogan Lovells on

Key developments of interest over the last month include: the UK Payment Systems Regulator consulting on a specific direction to Faster Payments participants on its new APP fraud reimbursement requirement; the U.S. Federal...more

Wilson Sonsini Goodrich & Rosati

JROC Publishes Report on Future of Open Banking in the UK

The UK is widely regarded as a global leader in Open Banking, and regulators and industry participants believe there is strong potential to build on that success. Regulatory efforts on that front are led by Joint Regulatory...more

Hogan Lovells

Global Payments Newsletter, October 2022

Hogan Lovells on

Key developments of interest over the last month include: the UK Payment Systems Regulator’s proposals on mandatory reimbursement for APP fraud; the Central Bank of Ireland’s announcement of a review of the Consumer...more

Hogan Lovells

Global Payments Newsletter, June 2022

Hogan Lovells on

Key developments of interest over the last month include: UK Payment Systems Regulator announces two market reviews on card fees; Reserve Bank of India publishes Payments Vision 2025; and U.S. Department of Commerce solicits...more

Hogan Lovells

Global Payments Newsletter, April 2022

Hogan Lovells on

Key developments of interest over the last month include: HM Treasury announces package of crypto measures including next steps on UK regulatory approach to cryptoassets, stablecoins and DLT in financial markets; Philippines...more

Morrison & Foerster LLP

UK Financial Regulators Publish Their 2020/21 Business Plans

Financial Conduct Authority (FCA), Prudential Regulation Authority (PRA) and the Payment Systems Regulator (PSR) published their 2020/21 business plans for on 7 April 2020, 9 April 2020 and 31 March 2020, respectively. This...more

Hogan Lovells

Global Payments Newsletter, April 2020

Hogan Lovells on

In this Newsletter: For previous editions of the Global Payments Newsletter, please visit our Financial Services practice page. On 3 April 2020 the European Commission issued a public consultation to help inform a retail...more

Latham & Watkins LLP

FCA and PSR Support CMA’s Guidance on Business Cooperation Under Competition Law

Latham & Watkins LLP on

The CMA recognises that businesses may need to cooperate to ensure supply of essential products and services during the COVID-19 outbreak. On 27 March 2020, the FCA and Payment Systems Regulator (PSR) announced their...more

Hogan Lovells

Financial crime regulatory news, March 2020

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Economic crime: government and regulators respond to House of Commons Treasury Committee report - The House of Commons Treasury Committee has published the responses of the government, the Payment Systems Regulator (PSR)...more

A&O Shearman

Key Regulatory Topics: Weekly Update 3 May 2019 - 9 May 2019

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BREXIT - Counter-Terrorism International sanctions guidance published On 3 May, the Secretary of State for Foreign and Commonwealth Affairs published statutory guidance, as required by section 43 of the Sanctions and...more

Latham & Watkins LLP

FCA Speaks Out on the Ethics of Big Data

Latham & Watkins LLP on

FCA Chair hints that new regulation addressing data ethics in the FinTech space may be on the horizon. Will societies of the future be ruled by algocracy, in which algorithms decide how humans are governed? ...more

A&O Shearman

UK Government and Regulators Set Out Approach to Onshoring Financial Services Legislation for Brexit

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Following the enactment of the European Union (Withdrawal) Act 2018, HM Treasury has set out its approach to "onshoring" EU financial services legislation under the Act. The Bank of England, the Financial Conduct Authority...more

Proskauer Rose LLP

Regulation Round Up - January 2018

Proskauer Rose LLP on

1 January - The Packaged Retail and Insurance-based Investment Products ("PRIIPs") Regulation (1286/2014) (the "PRIIPs Regulation") came into force on 1 January 2018. This includes an obligation on PRIIP manufacturers to...more

Hogan Lovells

UK regulatory innovation: So what's the Plan?

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In its 2015 Productivity Plan, the government committed to working with UK regulators to publish Innovation Plans setting out how legislation and enforcement frameworks could adapt to emerging technologies and disruptive...more

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