News & Analysis as of

Insurance Industry Auto Insurance Premiums

Cozen O'Connor

Claims Notes: September 2024

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Litigation arose over whether a suit for misrepresentation and breach of contract arising out of an easement triggered a Commercial General Liability (CGL) insurer's duty to defend. Internal confidential communications...more

Maison Law

Personal Injury Claims Involving Uninsured Drivers in California

Maison Law on

In most states, drivers must have automobile liability coverage to pay damages caused by a driver's negligence. Failure to do so can result in fines and denial of registration. According to the Insurance Information Institute...more

Rivkin Radler LLP

New York Insurance Coverage Law Update - November 2023

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New York’s Highest Court Holds That Portion Of Premium Need Not Be Refunded For Death During Policy Period Of Universal Life Policy- The Joan C. Lupe Family Trust purchased a policy under which Lincoln Life and Annuity...more

Rivkin Radler LLP

New York Insurance Coverage Law Update - September 27, 2023

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Eastern District Finds That Insurer’s Delay In Disclaiming After Insured Gave Notice Of Occurrence Precluded Insurer’s Reliance Upon Exclusions Two employees of Extreme Residential Corp. were involved in a construction...more

Woodruff Sawyer

Can Cameras in Fleet Vehicles Lower Your Insurance Premiums?

Woodruff Sawyer on

Employers with fleets of all types continue to face two challenges: Underwriting rigor in the commercial auto liability insurance marketplace and finding enough good drivers to keep their vehicles on the road....more

McDermott Will & Emery

California Expands on Premium Relief Obligations

McDermott Will & Emery on

On March 11, 2021, California Insurance Commissioner Ricardo Lara expanded his prior orders regarding premium relief for any line of insurance in California where the measures of risk have become substantially overstated as a...more

Searcy Denney Scarola Barnhart & Shipley

Florida Uninsured Motorist Coverage: Stacked vs. Unstacked

Uninsured motorist (UM) coverage is a component of an auto insurance policy that provides coverage for you, the policyholder, when you are involved in an accident with someone who does not have insurance. Underinsured...more

Akin Gump Strauss Hauer & Feld LLP

California Insurance Commissioner Orders Premium Returns Due to COVID-19

- California Insurance Commissioner Ricardo Lara issued Bulletin 2020-3 requiring insurers to refund premiums to policyholders of several lines of insurance, including automobile insurance, workers compensation and property...more

Hinshaw & Culbertson - Insights for Insurers

California Orders Premium Refunds on Policies Exposed to Reduced Risk of Loss Due to COVID-19 Pandemic and Calls for Coverage...

We review two significant actions recently taken by the California Department of Insurance (the "Department") in response to the COVID-19 pandemic....more

Michigan Auto Law

Let’s stop the widow penalty by insurance companies

Michigan Auto Law on

Under the widow penalty, insurance companies charge women as much as 200% more; HB 5111 will stop women from being discriminated against by auto insurers - The widow penalty is one of the cruelest and most shameful things...more

Robinson+Cole Data Privacy + Security Insider

Sensor system technology to track a driver’s every move

A new, proprietary sensor system technology has arrived on the market that can track drivers using cameras and sensors, including whether the driver is speeding or turning without signaling, or even data such as the driver’s...more

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