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Insurance Litigation Property Insurance Reasonable Care

Cozen O'Connor

What Is Reasonable Care for Maintaining Heat in an Unoccupied Home?

Cozen O'Connor on

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. In Michael Zimmerman v....more

Cozen O'Connor

Summary Judgment May Be Appropriate When Insured Fails to Take Reasonable Measures to Prevent Property Damage

Cozen O'Connor on

Many first party property insurance policies exclude claims for water damage that occurs when the insured premises is left vacant or unoccupied, unless the insured has used reasonable care to prevent such losses. In...more

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