News & Analysis as of November 17, 2024

Water Damage

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What Is Reasonable Care for Maintaining Heat in an Unoccupied Home?

Cozen O'Connor on 5/22/2024

The New York Supreme Court recently weighed in on what constitutes “reasonable care” to maintain heat in the context of a first-party insurance policy exclusion requiring such reasonable care. In Michael Zimmerman v....more

Summary Judgment May Be Appropriate When Insured Fails to Take Reasonable Measures to Prevent Property Damage

Cozen O'Connor on 8/5/2016

Many first party property insurance policies exclude claims for water damage that occurs when the insured premises is left vacant or unoccupied, unless the insured has used reasonable care to prevent such losses. In...more

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Insurance Litigation › Reasonable Care › Water Damage

What Is Reasonable Care for Maintaining Heat in an Unoccupied Home?

Summary Judgment May Be Appropriate When Insured Fails to Take Reasonable Measures to Prevent Property Damage

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