News & Analysis as of

Life Insurance Insurance Industry Insurance Rates

Console and Associates, P.C.

What to Do if You Receive a Cost of Insurance (COI) Rate Increase Letter

Life insurance is a very important part of many people’s long-term plans because it provides a way for families to ensure the financial well-being of their loved ones after they’re gone. However, life insurance is a highly...more

King & Spalding

What Does “Based On” Mean?

King & Spalding on

In Cost of Insurance Litigation, Courts Continue to Disagree Over the Meaning of the Key Contractual Provision - If you see a movie that is “based on a true story,” how close to the story are you expecting the movie to be?...more

Carlton Fields

Storm Clouds Gather for Life Insurers’ Cost of Insurance Rate Increases

Carlton Fields on

For more than two decades any insurer increasing its cost of insurance (COI) rates on its universal life policies was likely to be met with policyholder lawsuits and even, occasionally, regulatory resistance. Until the past...more

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