News & Analysis as of April 28, 2025

Appraisal

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

FHA Overhauls Appraisal Rules: Three Appraisal Policy Related Mortgagee Letters Rescinded

Bradley Arant Boult Cummings LLP on 3/27/2025

On March 19, 2025, the Federal Housing Administration (FHA) issued Mortgagee Letter (ML) 2025-08 titled “Rescinding Multiple Appraisal Policy Related Mortgagee Letters.” As the title suggests, FHA rescinded three mortgagee...more

Rocket Mortgage Turns the Table on HUD

Ballard Spahr LLP on 12/18/2024

As previously reported, this summer the U.S. Department of Housing and Urban Development (HUD) filed a housing discrimination charge under the Fair Housing Act against an appraisal company, individual appraiser, appraisal...more

FHFA Again Addresses Underutilization of Appraisal Time Adjustments

Ballard Spahr LLP on 1/22/2024

The Federal Housing Finance Agency (FHFA) recently published another FHFA Insights blog post addressing the underutilization of appraisal time adjustments by appraisers that is a companion to an FHFA Insights blog post that...more

FHFA Cites Underutilization of Appraisal Time Adjustments

Ballard Spahr LLP on 1/9/2024

The Federal Housing Finance Agency (FHFA) recently published a FHFA Insights blog post that cites the underutilization of appraisal time adjustments by appraisers....more

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Mortgages › Appraisers › Appraisal

FHA Overhauls Appraisal Rules: Three Appraisal Policy Related Mortgagee Letters Rescinded

Rocket Mortgage Turns the Table on HUD

FHFA Again Addresses Underutilization of Appraisal Time Adjustments

FHFA Cites Underutilization of Appraisal Time Adjustments

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