News & Analysis as of April 28, 2025

Mortgages › Training

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

2025 Updates to Georgia’s Notary Laws: What You Need to Know

Nelson Mullins Riley & Scarborough LLP on 1/14/2025

Starting January 1, 2025, Georgia’s notaries public must comply with new provisions enacted by House Bill 1292. The law introduces updates to the obligations of notaries, focusing on journal-keeping, identity verification,...more

2020 NMLS Annual Conference & Training: Reminder to Submit Agenda Items to NMLS Ombudsman

Ballard Spahr LLP on 1/28/2020

For the upcoming 2020 NMLS Annual Conference & Training taking place February 18-21 in San Francisco, individuals are reminded to submit discussion items to the NMLS Ombudsman by Friday, January 24, to be addressed during an...more

Ombudsman Meeting at the 2019 NMLS Annual Conference & Training

Ballard Spahr LLP on 1/2/2019

An open meeting with the NMLS Ombudsman will be held Wednesday, February 20, 2019, from 9 a.m. to 12 p.m. ET, in conjunction with the 2019 NMLS Annual Conference & Training in Orlando, Florida. ...more

Texas Adds Residential MLO Pre-Licensing Education Expiration Period

Ballard Spahr LLP on 1/26/2018

The Texas Finance Commission of Texas adopted a new provision requiring the following individuals to retake the 20 hours of pre-licensing education as required by the S.A.F.E. Mortgage Licensing Act:...more

CFPB Sends Industry Letter on TRID

MoFo Reenforcement on 10/7/2015

On October 1, regulators including the CFPB sent a letter to mortgage industry trade groups regarding TRID. The letter states that...more

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