Car insurance plays a crucial role in protecting drivers and their finances after an accident. It provides financial support for medical bills, lost wages, and car repairs. However, a recent Michigan Supreme Court decision in...more
If you have been injured in an accident, then you can expect to be contacted by the defendant’s insurance adjusters in short order. While most people are aware that dealing with insurers is an important part of personal...more
Florida is in a minority of states which employ a “no-fault” personal injury system. This results in car accident victims first having to file a claim against their own insurance before submitting a claim to a defendant’s...more
If you’re going to be taking a road trip outside of Michigan, it is important to know what your legal rights are in the event that you are involved in an out-of-state auto accident. Can you sue the at-fault driver who...more
It is a sad fact of life that people are injured in car accidents every day on Delaware roads. The U.S. Department of Transportation’s National Highway Traffic Safety Administration recently announced that the number of...more
Personal liability and property damage auto insurance – which is also more commonly known as PLPD – describes the minimum amount of car insurance that a vehicle owner must have in order to comply with the auto insurance...more
Personal Injury Protection (PIP) coverage was first enacted in Florida in 1971. PIP is also known as no-fault insurance, and it allows drivers and passengers to obtain insurance benefits for medical treatment and wage loss,...more
Generally, Florida drivers are required to carry $10,000 in personal injury protection insurance. Fla.Stat. § 627.736. After a car accident, PIP benefits are paid toward the insured’s medical expenses, regardless of fault,...more
The big selling point for Michigan’s new auto No-Fault insurance law was that drivers would be able to save money on their car insurance by choosing the level of medical coverage they wanted to have available to them and...more
Medicaid is expected to cover auto accident injuries in Michigan under the new No-Fault law. The reason: once a car accident victim’s medical bills reach his or her No-Fault PIP medical benefits coverage limit and No-Fault...more
People often ask me “how much car insurance do I need?” Never has this question been more important than now. Michigan drivers now face the biggest changes in auto No-Fault insurance since the No-Fault Act was enacted in...more
Catastrophically injured car crash victims are concerned about how the new, rushed, and poorly drafted No-Fault law could affect the vital medical benefits coverage they receive through the Michigan Catastrophic Claims...more
Michigan’s new No-Fault auto insurance law, which took effect on June 11, 2019, affects car accidents with pedestrians in a very specific way. Even if you own a car, at one time or another we’re all walking around on foot....more
Now that we have a new Michigan No-Fault insurance law, most people will be disappointed that Auto No-Fault reform will fail to deliver any meaningful, long-term savings. Politicians – the Republicans in the Legislature,...more
Instead of providing specifics, Senate Republicans use Senate Bill 1 to grandstand on auto No-Fault reform - Senate Bill 1 was introduced by Sen. Aric Nesbitt (R-Lawton) on Tuesday. But in reality Senate Bill 1 is...more
In January, we reported that California’s Supreme Court had embraced a problematic approach to the state’s Unfair Insurance Practices Act—one that allows the Commissioner of Insurance to create new statutory torts by...more
Following an automobile accident, injured parties need immediate funds to pay for medical expenses. To ensure that injured persons have the ability to obtain necessary healthcare, Florida law requires auto insurers to...more