News & Analysis as of

UI/UIM Insurance Industry

Ward and Smith, P.A.

Do I Need a Lawyer for a Car Accident?

Ward and Smith, P.A. on

North Carolina car accident rates are above average compared to the previous five years, with more than 273,000 accidents occurring in 2022. These accidents resulted in 110,544 injuries; many of which were passenger injuries....more

Maynard Nexsen

An Insurer is Not Required to Make a New Offer of UIM Coverage Upon a Mere Change of an Existing Policy

Maynard Nexsen on

What is a “Change?” - S.C. Code Ann. Section 38-77-160 serves to establish an insurer’s duty to offer, at the option of an insured, underinsured motorist coverage (“UIM”) up to the limits of the insured liability coverage,...more

Michigan Auto Law

Harm caused by temporary car insurance is far from temporary

Michigan Auto Law on

Temporary car insurance, such as 7 day policies, hurts uninsured drivers in cities like Detroit & Flint – who will face severe consequences after a car accident...more

Maynard Nexsen

UIM Claims – Still No Bad Faith for Refusal to Settle, But….

Maynard Nexsen on

South Carolina has never recognized a bad faith cause of action based upon the failure of an underinsured (UIM) carrier to settle a UIM claim. Maintaining the established precedent, the United States District Court recently...more

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